5 Steps to Keeping Your Money Resolutions in 2016
Article Sponsored by: Spartan College
I love the start of a new year! It’s a time to reflect on the past 12 months and make plans for the year to come. We get to start from a blank slate; the world is our oyster!
1. Dream big.
At first, dreaming about what you actually want might sound silly. You might be thinking, “of course I know what I want,” but you may be surprised to find that you actually aren’t 100 percent sure what you want to achieve in 2016. Maybe you have some ideas of what you should want for your money life, but let’s forget about the “shoulds.” We want to figure out what you truly want. Not only is this extremely important because we want you to get what you want, but also because having the motivation to achieve your goals will determine your success. Without the motivation, you aren’t going to take the time and make the changes necessary to accomplish your mission.
2. Start small.
After dreaming big you probably have some pretty lofty goals for yourself. Awesome! The key to getting started is to take a small step. You don’t have to take action toward every one of your goals or even take big actions toward any one specificgoal. That actually will hurt you more than help you. When we bite off more than we can chew, even with the best of intentions and high motivation, we set ourselves up for failure. New habits don’t happen overnight. If you want to save up to buy a home, the first step might be to open a savings account. If you aren’t sure what comes next, that’s OK. Sometimes the first action is what helpsus see the logical next step in the plan.
The key here is starting. We often wait to get started until we have everything laid out or know everything about our given goal. The thing is, we often never feel prepared enough to get started, so year after year goes by and we remain where we are. That can get really frustrating! Commit to taking one small step in the direction to achieve your goals. Put it in your calendar and do it. If that step seems too overwhelming, break it down even further until you are able to take action.
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